Bill in their currency.
Track in yours.
You invoice clients in another country. They want to pay in their currency. You want one place that holds every invoice, in every currency, alongside your domestic ones. The invoice stays in the currency you issued it in.
Invoice draft
Bill to
Müller GmbH · Berlin
Currency
Issued in EUR. Tracked in EUR. Beside your USD invoices.
One ledger across regions
Domestic and international,
the same workflow.
Your UK retainer, your US project, and your client in Bengaluru live in one ledger. The invoice composer asks you which currency. Pick EUR, GBP, INR, or any of twenty. The invoice is issued and tracked in that currency end to end.
No separate international workflow. No second login. Cash Pulse shows a domestic line and a per-currency breakdown.
Revenue · this month
5 invoices · 3 currenciesMüller GmbH
Strategy retainer
€3,200.00
SentAcme Studios
Q1 project
$2,750.00
PaidHighland Ltd
Discovery sprint
£1,800.00
ViewedNorthwind Co
Design system
$4,400.00
SentBengaluru Studio
Brand work
₹2,40,000
OverdueOne inbox. Real statuses. Currency stays in its own currency.
Common questions
What every cross-border invoicer asks.
Question
Which currencies can I invoice in?
Twenty: USD, CAD, GBP, EUR, AUD, NZD, SGD, INR, AED, CHF, SEK, JPY, ILS, SAR, QAR, BRL, MXN, KWD, BHD, OMR. Each invoice is issued and tracked in the currency you pick. The status flow is the same as a USD invoice.
Pick currency
+ 12 more
Question
What happens to my historical invoices if exchange rates change?
Nothing. Settle records the original currency on every invoice and never rewrites it. A EUR invoice from last March still shows €3,200 today. Reporting stability beats mark-to-market every time.
Historical record
Original currency preserved
Mar 2025
€3,200
Müller GmbH
Jul 2025
£1,800
Highland Ltd
Nov 2025
₹2,40,000
Bengaluru Studio
Feb 2026
€3,200
Müller GmbH
Same numbers a year from now
Question
Does Settle convert anything to USD automatically?
No. Each currency stays separate, end to end. The ledger is multi-line, not multi-converted. If you need a consolidated USD view for a board pack, you run that conversion yourself or in your accountant's tool, not in Settle.
EUR invoice stays EUR
Issued in
€3,200 EUR
Tracked as
€3,200 EUR
No automatic USD conversion
Question
How does my client actually pay me?
The invoice carries a Pay button. For supported currency and country combinations, Stripe processes card and ACH at checkout. For wires, checks, or local methods, record them as paid in Settle and the status updates. Sent, viewed, paid stays the same flow regardless of the payment rail.
Pay methods
Card
StripeVisa, Mastercard, Amex
ACH
StripeUS bank transfer
Wire
Record manuallyInternational transfer
Check
Record manuallyMailed payment
Question
I'm not in the US. Can I still use Settle?
Yes. If you're invoicing US clients from India, Poland, the UK, or LATAM, you can issue invoices in your local currency or in USD. Stripe Connect availability for your home country determines which payment methods you can offer at checkout.
Bengaluru → New York
Your business
Issues invoice in
USD $4,400
Client
Payment methods depend on Stripe coverage for your country
Question
What does Cash Pulse show when I have multiple currencies?
One line per currency. EUR €3,200, GBP £1,800, USD $4,400. You see each currency's revenue independently. No forced conversion. Historical lines stay in their original currency.
Cash Pulse · by currency
USD
this month
$4,400
EUR
this month
€3,200
GBP
this month
£1,800
No forced conversion. Each currency in its own line.
Question
A vendor in a sanctioned country submitted a bill. What happens?
Invoice Me submissions are screened at the country level against the comprehensively sanctioned country list maintained under US law. Submissions from blocked countries do not reach your inbox.
Inbound screening
Country-level check on submission
Germany · DE
PassUnited Kingdom · GB
PassIndia · IN
PassBlocked country · XY
BlockedQuestion
What about VAT, GST, withholding tax, or customs?
Settle is an invoicing and AR/AP platform, not a tax or customs platform. We don't calculate, file, or remit any of those. For VAT/GST registration, withholding compliance, or import duties, you work with your accountant or a specialist. Settle holds the invoice record; your tax workflow runs alongside.
What Settle holds vs. what it doesn't
Invoice record in chosen currency
Status, reminders, payment tracking
VAT / GST / customs filing
Withholding compliance
Same lifecycle, every currency
Sent. Viewed. Paid. In any currency.
All invoices · 6 currencies
Filter: allEUR
€3,200
Müller GmbH
Paid
GBP
£1,800
Highland Ltd
Viewed
USD
$2,750
Acme Studios
Sent
INR
₹2,40,000
Bengaluru Studio
Overdue
CAD
$4,100
Maple Co
Paid
AUD
$2,200
Coral Bay Ltd
Sent
Same status flow. Six currencies. One inbox.
Built for
Service businesses billing across borders.
Not for goods importers, customs brokers, or anyone moving physical inventory across borders. For that you want a customs broker plus an inventory tool.
US business, international clients
Non-US business, US clients
Multi-country practices
One inbox for every invoice
in every currency.
Sign up free. See how the whole platform connects. Pick your currency on the first invoice.